Health care fraud is a dangerous white collar crime where providers, hospitals, or intermediaries file false claims, inflate bills, or push unnecessary treatments to profit from insurers or patients. In India, poor regulation, weak medical oversight, and poverty have enabled fake degrees, organ trafficking, and drug rackets. Combating it demands stricter laws, stronger enforcement, and advanced data tools to protect both wallets and lives.

Consumer frauds are the illicit activities that involve deceit or trickery... resulting into financial loss or physical harm (Brightman, 2020). 51% of consumers in India have experienced a retail fraud... Indian retail merchants experience high fraud rates of as much as 6% of total Gross Merchandise Value. Right to Safety... Right to be Informed... Right to Choose... Right to be Heard.

ऑटोमोबाइल बीमा धोखाधड़ी जानबूझकर झूठे क्लेम हैं—स्टेज्ड दुर्घटनाएं, फर्जी चोरी, पार्ट्स बदलना। IRDAI 2025 एंटी-फ्रॉड फ्रेमवर्क से सख्ती बढ़ी। 21-36% क्लेम संदिग्ध, पर <3% पर मुकदमा। बचाव: स्पॉट सर्वे (12 घंटे में), दस्तावेज चेक, CCTV, पैनल जांच। क्लेम रिजेक्ट: नशा, बिना लाइसेंस, गलत उपयोग। सतर्क रहें—पारदर्शिता से बचें! DRASInt Risk