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ऑटोमोबाइल बीमा धोखाधड़ी जानबूझकर झूठे क्लेम हैं—स्टेज्ड दुर्घटनाएं, फर्जी चोरी, पार्ट्स बदलना। IRDAI 2025 एंटी-फ्रॉड फ्रेमवर्क से सख्ती बढ़ी। 21-36% क्लेम संदिग्ध, पर <3% पर मुकदमा। बचाव: स्पॉट सर्वे (12 घंटे में), दस्तावेज चेक, CCTV, पैनल जांच। क्लेम रिजेक्ट: नशा, बिना लाइसेंस, गलत उपयोग। सतर्क रहें—पारदर्शिता से बचें! DRASInt Risk

Automobile insurance fraud in India costs billions yearly through staged accidents, claim padding, fake thefts, and falsified docs. IRDAI mandates surveyors to verify losses within 30 days for coverage like theft, fire, floods, riots, and liability, excluding drunk driving or misuse. DRASInt Risk Alliance fights scams via spot surveys, CCTV checks, document audits, and gap analysis for fair claims. Spot red flags early to protect insurers and policyholders.